Planning and execution tracking — what is PLANNED
| Capability | Status | Progress | Est. Hours | Assigned To |
|---|---|---|---|---|
|
Payment Gateway Integration
Connect to payment processors (MADA, VISA, Mastercard, Apple Pay, STC Pay) with PCI-DSS compliance
|
Pending |
0%
|
0h | — |
|
Multi-Currency Support
Handle SAR, USD, EUR with real-time FX rates and currency conversion at settlement
|
Pending |
0%
|
0h | — |
|
Settlement Processing
End-to-end settlement cycle: capture, clearing, and fund disbursement with T+0/T+1 targets
|
Pending |
0%
|
0h | — |
|
Reconciliation Engine
Automated 3-way reconciliation between orders, payments, and bank statements
|
Pending |
0%
|
0h | — |
|
Transaction Monitoring
Real-time transaction surveillance with velocity checks, amount thresholds, and pattern detection
|
Pending |
0%
|
0h | — |
|
Compliance Screening
AML/KYC screening against SAMA watchlists, UN sanctions, and PEP databases
|
Pending |
0%
|
0h | — |
|
Fraud Detection
ML-based fraud scoring with rule engine fallback, device fingerprinting, and behavioral analysis
|
Pending |
0%
|
0h | — |
|
Audit Trail
Immutable, append-only audit log for all financial transactions with tamper-evident hashing
|
Pending |
0%
|
0h | — |
| Capability | Status | Progress | Est. Hours | Assigned To |
|---|---|---|---|---|
|
General Ledger
Double-entry accounting ledger with chart of accounts, journal entries, and trial balance
|
Pending |
0%
|
0h | — |
|
Accounts Receivable
Invoice generation, aging reports, collection workflows, and credit management
|
Pending |
0%
|
0h | — |
|
Accounts Payable
Vendor invoice processing, approval workflows, payment scheduling, and 3-way matching
|
Pending |
0%
|
0h | — |
|
Financial Reporting
IFRS/SOCPA-compliant financial statements, management reports, and regulatory submissions
|
Pending |
0%
|
0h | — |
|
Tax Management
VAT calculation (15% KSA), ZATCA e-invoicing compliance, withholding tax, and tax return filing
|
Pending |
0%
|
0h | — |
|
Treasury Operations
Cash flow forecasting, bank account management, liquidity optimization, and fund transfers
|
Pending |
0%
|
0h | — |
| Capability | Status | Progress | Est. Hours | Assigned To |
|---|---|---|---|---|
|
Core Banking System
Account management, customer onboarding, KYC/CDD, and core banking transaction processing
|
Pending |
0%
|
0h | — |
|
Lending Platform
Credit scoring, loan origination, disbursement, repayment scheduling, and collections
|
Pending |
0%
|
0h | — |
|
Deposit Management
Savings accounts, term deposits, profit distribution (Islamic/conventional), and interest accrual
|
Pending |
0%
|
0h | — |
|
Card Issuance
Virtual and physical card issuance, card lifecycle management, and tokenization
|
Pending |
0%
|
0h | — |
|
Regulatory Reporting
SAMA regulatory returns, Basel III/IV compliance reports, and automated submission pipelines
|
Pending |
0%
|
0h | — |